Educating America: Why Consumer Financial Literacy Is the Missing Link in Retirement Planning
When I started in financial services over 20 years ago, I quickly noticed something that troubled me: most people didn’t truly understand their retirement options. They had jobs, they had savings, maybe they had a 401(k) or IRA—but when it came to knowing how to turn those resources into lasting retirement income, many were lost. […]
The Future of Annuities: How Tech-Driven Platforms Are Redefining Retirement Income Planning
When I first entered the financial services industry over two decades ago, retirement planning looked very different than it does today. Back then, most conversations about annuities and income planning happened face-to-face, with paper applications, long contracts, and advisors flipping through binders of illustrations. Clients often left those meetings with more confusion than clarity. Fast […]